Análise das variáveis relevantes para a precificação do seguro saúde de pets no Brasil
Arquivos
Data
2023-12-15
Autores
Cunha, Yan Gonçalves 
Orientadores
Ikeda, Ricardo Hirata
Tipo
Trabalho de conclusão de curso
Título da Revista
ISSN da Revista
Título de Volume
Resumo
Este estudo busca compreender as variáveis relevantes para a precificação do seguro saúde de animais domésticos no Brasil, com foco especial em cães e gatos. Através da investigação de estudos veterinários e da regulamentação vigente, o trabalho visa identificar as principais variáveis de risco e propor abordagens para a precificação do seguro saúde para animais domésticos utilizando essas variáveis. Através de um método qualitativo e exploratório, o estudo busca identificar variáveis relevantes para a precificação, propõe a criação de um banco de dados específico e sugere a adaptação de modelos de precificação já existentes em outros segmentos de seguros. Adicionalmente, foi observado que os modelos usados em outros segmentos de seguros podem ser adaptados para o setor de seguros de saúde animal.
This study aims to understand the relevant variables for pricing pet health insurance in Brazil, with a special focus on dogs and cats. Through the investigation of veterinary studies and current regulations, the work seeks to identify the main risk variables and propose approaches for pricing pet health insurance using these variables. Using a qualitative and exploratory method, the study aims to identify relevant variables for pricing, proposes the creation of a specific database, and suggests adapting pricing models already used in other insurance segments. It was observed that models used in other insurance segments can be adapted for the pet health insurance sector. For the effective implementation and improvement of pricing models for pet health insurance, the availability of a scenario that includes real data is essential.
This study aims to understand the relevant variables for pricing pet health insurance in Brazil, with a special focus on dogs and cats. Through the investigation of veterinary studies and current regulations, the work seeks to identify the main risk variables and propose approaches for pricing pet health insurance using these variables. Using a qualitative and exploratory method, the study aims to identify relevant variables for pricing, proposes the creation of a specific database, and suggests adapting pricing models already used in other insurance segments. It was observed that models used in other insurance segments can be adapted for the pet health insurance sector. For the effective implementation and improvement of pricing models for pet health insurance, the availability of a scenario that includes real data is essential.